About Laura Pacheco

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So far Laura Pacheco has created 124 blog entries.

Don’t Let Rising Inflation Delay Your Homeownership Plans [INFOGRAPHIC]

Some Highlights If recent headlines about rising inflation are making you wonder if it’s still a good time to buy, here’s what experts have to say. Housing is an asset that typically grows in value. Plus, your mortgage helps stabilize your monthly housing costs, and buying protects you from rising rents. Experts say owning a home is historically a good hedge against inflation. Let’s connect if you’re ready to start the homebuying process today.

2022-05-21T03:03:41+00:00May 21, 2022|home buying or selling|Comments Off on Don’t Let Rising Inflation Delay Your Homeownership Plans [INFOGRAPHIC]

The One Thing Every Homeowner Needs To Know About a Recession

A recession does not equal a housing crisis. That’s the one thing that every homeowner today needs to know. Everywhere you look, experts are warning we could be heading toward a recession, and if true, an economic slowdown doesn’t mean homes will lose value. The National Bureau of Economic Research (NBER) defines a recession this way: “A recession is a significant decline in economic activity spread across the economy, normally visible in production, employment, and other indicators. A recession begins when [...]

2022-05-20T03:03:30+00:00May 20, 2022|home buying or selling|Comments Off on The One Thing Every Homeowner Needs To Know About a Recession

How Homeownership Can Bring You Joy

If you’re trying to decide whether to rent or buy a home, you’re probably weighing a few different factors. The financial benefits of homeownership might be one of the reasons you want to make a purchase if you’re a renter, but the decision can also be motivated by having a place that’s uniquely your own. If you want to express yourself by upgrading and customizing your living space but are feeling held back by your rental agreement, it might be [...]

2022-05-19T03:03:05+00:00May 19, 2022|home buying or selling|Comments Off on How Homeownership Can Bring You Joy

Why Rising Mortgage Rates Push Buyers off the Fence

If you’re thinking about buying a home, you’ve probably heard mortgage rates are rising and have wondered what that means for you. Since mortgage rates have increased over two percentage points this year, it’s natural to think about how this will impact your homeownership plans. Today, buyers are reacting in one of two ways: they’re either making the decision to buy now before rates climb higher or they’re waiting it out in hopes rates will fall. Let’s look at some [...]

2022-05-18T03:03:06+00:00May 18, 2022|home buying or selling|Comments Off on Why Rising Mortgage Rates Push Buyers off the Fence

If You’re a Homeowner, You Have Incredible Leverage When You Sell Today

In today’s housing market, homeowners have a great opportunity to sell their house and receive the best terms for their personal situation. That’s because there’s a limited number of homes for sale, which is creating competition among buyers. Right now, homebuyers want three things: To be the winning bid on their dream home To buy before mortgage rates rise more To buy before home prices go even higher These buyer needs give you an amazing advantage – also known as [...]

2022-05-17T03:03:00+00:00May 17, 2022|home buying or selling|Comments Off on If You’re a Homeowner, You Have Incredible Leverage When You Sell Today

Should You Update Your House Before Selling? Ask a Real Estate Professional. [INFOGRAPHIC]

Some Highlights If you’re deciding whether you should make updates before you sell your house, lean on your trusted real estate advisor to be your guide. In today’s sellers’ market, buyers have limited options and may be more willing to take on repairs themselves. If you’re thinking about selling your house, let’s connect so you have expert advice that’s customized to your home and our local area.

2022-05-14T03:02:36+00:00May 14, 2022|home buying or selling|Comments Off on Should You Update Your House Before Selling? Ask a Real Estate Professional. [INFOGRAPHIC]

What You Actually Need To Know About the Number of Foreclosures in Today’s Housing Market

While you may have seen recent stories about the volume of foreclosures today, context is important. During the pandemic, many homeowners were able to pause their mortgage payments using the forbearance program. The goal was to help homeowners financially during the uncertainty created by the health crisis. When the forbearance program began, many experts were concerned it would result in a wave of foreclosures coming to the market, as there was after the housing crash in 2008. Here’s a look [...]

2022-05-13T03:08:40+00:00May 13, 2022|home buying or selling|Comments Off on What You Actually Need To Know About the Number of Foreclosures in Today’s Housing Market

Are There More Homes Coming to the Market?

According to a recent survey from the National Association of Realtors (NAR), one of the top challenges buyers face in today’s housing market is finding a home that meets their needs. That’s largely because the inventory of homes for sale is so low today. If you’re looking to buy a home, you may have noticed this yourself. But there is good news. Recent data shows more sellers are listing their houses this season, which may give you more options for [...]

2022-05-12T03:07:47+00:00May 12, 2022|home buying or selling|Comments Off on Are There More Homes Coming to the Market?

Will Home Prices Fall This Year? Here’s What Experts Say.

Many people are wondering: will home prices fall this year? Whether you’re a potential homebuyer, seller, or both, the answer to this question matters for you. Let’s break down what’s happening with home prices, where experts say they’re headed, and how this impacts your homeownership goals. What’s Happening with Home Prices?  Home prices have seen 121 consecutive months of year-over-year increases. CoreLogic says: “Price appreciation averaged 15% for the full year of 2021, up from the 2020 full year average of [...]

2022-05-11T03:03:12+00:00May 11, 2022|home buying or selling|Comments Off on Will Home Prices Fall This Year? Here’s What Experts Say.

How Today’s Mortgage Rates Impact Your Home Purchase

If you’re planning to buy a home, it’s critical to understand the relationship between mortgage rates and your purchasing power. Purchasing power is the amount of home you can afford to buy that’s within your financial reach. Mortgage rates directly impact the monthly payment you’ll have on the home you purchase. So, when rates rise, so does the monthly payment you’re able to lock in on your home loan. In a rising-rate environment like we’re in today, that could limit [...]

2022-05-10T03:04:37+00:00May 10, 2022|home buying or selling|Comments Off on How Today’s Mortgage Rates Impact Your Home Purchase
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